Uninsured/Underinsured Manhattan Drivers

Accidents happen. But when an accident happens and one of the drivers lacks sufficient auto insurance coverage, or lacks any coverage at all, the injured party is often left wondering about their rights. If you have been involved in a car accident in Queens and the other driver lacks auto coverage, you may be entitled to file an uninsured motorist claim, also called UM/UIM claims.

At Schwartzapfel Partners P.C. we have helped thousands of clients with UM/UIM claims. Our experienced, skilled, and dedicated Queens car accident attorneys have obtained millions of dollars in compensation and other benefits for our clients.

We have a 98 percent success rate, and our attorneys and support staff have a combined 150 years of legal experience. Allow us to work for you!

Call Schwartzapfel Partners P.C. today at 1.800.966.4999 or use our convenient online contact form for a free case evaluation.

Many drivers already have UM/UIM. You might have this coverage depending on your auto insurance policy. If you already have this coverage then your own insurance company may supplement what the other driver’s policy lacks. This means that you can file a claim against your own insurance company if you are involved in an accident with an underinsured or uninsured driver. Keep in mind the following:

• All insurance companies will try to minimize the money they pay for an accident. This rule applies to even your own insurance company. Just because you are their client doesn't mean they will accept your claim. Your insurance company may try to say you were at fault in the auto accident or dispute the cost of your injuries to minimize their claim payout. We know their tactics. The insurance companies know we are prepared to represent your interests in the courtroom or at the negotiation table.
• Your injuries must be considered “serious” under New York law to file a claim for UM/UIM coverage. Not even injury qualifies as “serious,” and determining which injuries qualify is often difficult. Our Queens car accident attorneys have represented enough injury victims to identify whether your injuries fall within this category.

If your insurance company denies your claim, you will need to prove the legitimacy and value of your claim. The best way to present your claim is to prepare detailed evidence and thoroughly complete all of the necessary paperwork. We can help you with this process and make a significant difference in the outcome of your case.

The Queens, New York lawyers of Schwartzapfel Partners P.C. are well-prepared to handle all of your legal needs. With more than 150 years of combined experience, you need us to represent you when you’ve suffered serious injury as a result of a car accident with an uninsured or underinsured driver.

Call our Queens car, taxi, truck, and motorcycle accident attorneys at Schwartzapfel Partners P.C. today at 1.800.966.4999 or use our convenient online contact form for a free case evaluation. You can also call our office at 516.342.2200 or click here for a map to our Queens office, located at 300 Jericho Quadrangle, East Building, Suite 180, Jericho, NY 11753. We also serve clients in The Bronx, Brooklyn, Manhattan and Staten Island.